Stephen Patterson II NMLS 2716867
NEXA Lending LLC AZMB 0944059
ASAP Realty Group Powered by AXEN Realty
Stephen Patterson II NMLS 2716867
NEXA Lending LLC AZMB 0944059
ASAP Realty Group Powered by AXEN Realty
Making Home
ownership
happen!
Work with an experienced Arizona agent who has helped countless buyers qualify for programs, unlock affordable options, and purchase homes they never thought possible.
Find Out How Soon You Can
Own a Home
in Arizona!
No perfect credit needed. Minimal down/no down payment options available with eligibility.
Get a clear breakdown of what you may qualify for and what steps to take next, guided by an Arizona realtor and loan originator who has helped many buyers reach homeownership.
✔ Local AZ Expert
✔ Nearly 10 Years of Experience
✔ First-Time Buyer Specialist
Why Should We Talk?
Plan With Confidence
Most buyers delay because they think they need to wait. 7 out of 10 people I speak with learn they can buy sooner than they expected.
Experience That Matters
With nearly a decade helping first-time and move-up buyers, I’ll show you exactly what lenders look for and what steps you need to take.
Proven Results for Real People
People who thought they needed years ended up buying in months. The right plan changes everything.
Why Should We Talk?
Plan With Confidence
Most buyers delay because they aren’t sure where to start. The truth is, failing to plan puts people further behind. We help you understand your timeline, your affordability, and the exact steps to move toward homeownership with clarity and confidence.
Real Experience That Matters
You’re not talking to a random agent. You’re talking to someone who’s helped first-time buyers, growing families, and move-up buyers navigate every type of market. You get honest guidance from someone who knows the process inside and out.
Proven Results for Real People
Many of my clients originally thought they needed more savings, better credit, or years of preparation. With the right plan and the right programs, they ended up buying sooner than they expected. The right conversation can change your whole direction.
Help You Understand
Your Buying Power
On Our Call You Will Learn
What price range you may be ready for today
Which down payment assistance options are available
How soon you can realistically own a home
Financing is the part that stops most people from even getting started. The truth is, you don’t need perfect credit, a huge down payment, or endless savings to buy a home in Arizona. With nearly a decade of experience helping Arizona first time home buyers compare options, explore down payment assistance, and break down true home affordability, I make this part simple.
Whether you’re months away or closer than you think, you deserve clarity. I’ll walk you through realistic pathways, available programs, and what lenders look for so you know exactly where you stand and what steps move you forward to own a home fast!
Ready For Clarity?
You don’t have to guess if you’re ready to buy. A quick call can show you what’s possible, what programs you may qualify for, and how close you are to owning a home.
Help You Understand Your Buying Power
Financing is the part that stops most people from even getting started. The truth is, you don’t need perfect credit, a huge down payment, or endless savings to buy a home. With nearly a decade of experience helping Arizona buyers compare loan options, explore down payment assistance, and break down true affordability, I make this part simple.
Whether you’re months away or closer than you think, you deserve clarity. I’ll walk you through realistic numbers, available programs, and what lenders look for so you know exactly where you stand and what steps move you forward.
Ready For Clarity?
You don’t have to guess if you’re ready to buy. A quick call can show you what’s possible, what programs you may qualify for, and how close you are to owning a home.
How I Help You Become a Homeowner
Down Payment Assistance Guidance
I help you understand which Arizona DPA and grant programs you may qualify for so you don’t overpay or miss opportunities most buyers never hear about.
Understand Your Buying Power
We walk through realistic numbers, comfortable payments, and loan options so you know exactly what’s possible based on your situation.
Find the Right Home for Your Budget
Get a personalized strategy for new builds, resale homes, and neighborhoods that match your price range and lifestyle.
Step-by-Step Guidance
Whether you’re buying now or planning ahead, I help you navigate timelines, next steps, and what to expect from start to finish.
Nearly a Decade Helping Arizona Buyers
Benefit from years of real experience helping first-time and move-up buyers overcome challenges, qualify for programs, and purchase confidently.
See How Soon You Can Buy
Many buyers are closer than they think. I help you determine when you can realistically own a home and what to do now to get ready.
How I Help You Become a Homeowner
Down Payment Assistance Guidance
I help you understand which Arizona DPA and grant programs you may qualify for so you don’t overpay or miss opportunities most buyers never hear about.
Understand Your Buying Power
We walk through realistic numbers, comfortable payments, and loan options so you know exactly what’s possible based on your situation.
Find the Right Home for Your Budget
Get a personalized strategy for new builds, resale homes, and neighborhoods that match your price range and lifestyle.
Nearly a Decade Helping Arizona Buyers
Benefit from years of real experience helping first-time and move-up buyers overcome challenges, qualify for programs, and purchase confidently.
Step-by-Step Guidance
Whether you’re buying now or planning ahead, I help you navigate timelines, next steps, and what to expect from start to finish.
See How Soon You Can Buy
Many buyers are closer than they think. I help you determine when you can realistically own a home and what to do now to get ready.
Start Building Your Wealth Through Homeownership
Buying a home is one of the most reliable ways to build long-term wealth. Every payment you make builds equity instead of paying down someone else’s investment. And the earlier you create a plan, the sooner you start benefiting from it.
With nearly a decade of experience helping Arizona first-time buyers get qualified, secure assistance programs, and move into the right homes, I can help you understand the steps that matter most. Whether you're buying this year or simply preparing for the future, the right guidance now can make a huge difference in your financial path.
Start Building Your Wealth Through Homeownership
Your Wealth
Buying a home is one of the most reliable ways to build long-term wealth. Every payment you make builds equity instead of paying down someone else’s investment. And the earlier you create a plan, the sooner you start benefiting from it.
With nearly a decade of experience helping Arizona first-time buyers get qualified, secure assistance programs, and move into the right homes, I can help you understand the steps that matter most. Whether you're buying this year or simply preparing for the future, the right guidance now can make a huge difference in your financial path.
What Past Clients Say
What Past clients say
Frequently Asked Questions
Do I need perfect credit to buy a home?
No. Many of the buyers I’ve helped started with less-than-perfect credit. There are programs, strategies, and timelines that work even if your credit isn’t where you want it yet. The call helps you understand what’s realistic for you.
How much money do I need for a down payment?
Not as much as most people think. Some programs offer low down payments, and some buyers qualify for down payment assistance. We’ll look at what the best path may be during our call.
What if I’m not ready to buy yet?
That’s completely fine. Plenty of people book the call to understand their timeline or plan ahead. You’ll get a realistic idea of when buying might make sense and what steps to take now.
Is this call really free?
Yes! My goal is to give you clarity and a plan, so you know exactly where you stand.
Do you work with first-time buyers?
Every day. I’ve spent nearly a decade helping first-time buyers navigate financing, programs, and the market with confidence. You’re in good hands!
What if I need to sell my current home before buying?
That’s common for move-up buyers. I’ll help you understand your equity, timing, and how to coordinate both moves without added stress.
How long does the call take?
Usually about 10–15 minutes. Enough to understand your goals and give you a simple, personalized plan.
Ready For Clarity?
You don’t have to guess if you’re ready to buy. A quick call can show you what’s possible, what programs you may qualify for, and how close you are to owning a home.
Ready For Clarity?
You don’t have to guess if you’re ready to buy. A quick call can show you what’s possible, what programs you may qualify for, and how close you are to owning a home.
Social Media Links
Contact Us
Copyright 2025 . All rights reserved
Social Media Links
Contact Us